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Essential Information
You are strongly recommended to avail of the insurance arrangements, which are offered by the organiser. It is completely at your discretion whether you choose the organiser's insurance or make your own arrangements which provide you with at least comparable cover to that arranged by the organiser.

It cannot be stressed strongly enough how important it is that you are adequately insured. You must tell your travel agent, or the Insuror, about any health condition which you, those travelling with you, or someone on whose health your travel arrangements depend. If you don't the insurance you have bought could turn out to be worthless.

In your travel insurance policy there are:

• Policy Limits - The cover available under all insurance policies is not limitless.
• Exclusions - Circumstances where you will not be covered.
• Conditions - Requirements, which must be met in order to be covered.

Important !
As soon as possible read your policy, check the policy meets your needs. Read the policy to see if it has a "cooling off period", this allows you time to read the policy and change the policy if it is not suitable.